Editor's Message

The various issues of the peer reviewed journal have created deliberations among the research fraternity on multiple meaningful issues. The research journal also has paved path for evaluating the new opportunities and challenges that the world would see in the coming years. As the world comes to normality after two years of fluidity, new challenges become important and pertinent that industry needs to deliberate on. The current issue is special as it is an outcome of the research undertaken by academicians and researchers about the future ahead. It has been the focus and effort of International Journal of Business Research and Excellence (IJBRE) to generate sufficient curiosity amongst the research circles and that reflected in submission of manuscripts. The fifth issue of International Journal of Business Research and Excellence provides the right platform for the amalgamation of various thoughts and ideas for the future development of the world and mankind.

The first paper “Personality and Individual Differences: Big 5 insights to workplace stress and coping during COVID 19” is an attempt to understand the issues pertaining to workplace stress and coping that has become a normal during the Covid-19 scenario. It impacted the workers along with its impact on team work. The findings would help the managers and decision makers to improve the scenario along with providing meaningful results to managers. The second paper “Impact of Financial Reforms on Financial Inclusion in India” has undertaken a detailed understanding of the adoption of financial reforms in the country and how it is building the financial inclusion for the nation. This study provides the analysis and findings on how a nation can enhance the financial inclusion with the help of financial reforms. The third research is “Essential elements for Digital Merchandising Portals in retail: A review based study” is an analysis and identification of digital merchandising tools by retail portals for enhancing the interface of the online retail. Each platform requires its own set of strategy and techniques that retail portals should adopt in order to manage their consumer better. Fourth paper highlights “Thriving in the New Normal: Understanding the Organisational Refinement and Employee Transformation during post covid times with respect to IT sector in India” explains how the pandemic has impacted the management of people in the IT sector and what has in store for the managers. The IT sector is an important sector for the economy and needs to be researched upon for better employee policies. The fifth paper on “Voices of People on Financial Inclusion of Micro Finance in rural areas of India” has provided the information on the importance of micro finance in the country and how financial inclusion is critical.

We thank each author and reviewer for their valuable contribution and making this collaboration to accelerate knowledge creation and sharing.

Prof (Dr.) Ajay Kumar
Director & Editor-in- Chief

Volume 3, Issue 1, June 2022

Paper 1: PERSONALITY AND INDIVIDUAL DIFFERENCES: BIG 5 INSIGHTS TO WORKPLACE STRESS AND COPING DURING COVID 19

Paper 2: IMPACT OF FINANCIAL REFORMS ON FINANCIAL INCLUSION IN INDIA

Paper 3: ESSENTIAL ELEMENTS FOR DIGITAL MERCHANDISING PORTALS IN RETAIL: A REVIEW BASED STUDY

Paper 4: THRIVING IN THE NEW NORMAL: UNDERSTANDING THE ORGANISATIONAL REFINEMENT AND EMPLOYEE TRANSFORMATION DURING POST COVID TIMES WITH RESPECT TO IT SECTOR IN INDIA

Paper 5: VOICES OF PEOPLE ON FINANCIAL INCLUSION OF MICRO FINANCE IN RURAL AREAS OF INDIA